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I am happy with the cover and cost. Policy Expert is a highly-regarded home insurance provider known for strong customer ratings and cheap quotes. Home emergency covers you for various household emergencies, from burst pipes and boiler breakdown to insect infestations. Policy Expert aims to get a fully qualified tradesman to you within 2 hours. According to our check of the market, Policy Expert is one of the best, cheap home insurance companies in the UK market.
Do not be fooled by all the lovely reviews on the internet like trustpilot etc. When you actually call Policy Expert, they are nice and bend over backwards to get you to sign up with them. Policy Expert is driven by a desire to help our customers find not only the best value insurance, but the right insurance for their individual needs. Accidental damage can cover you for things like spilling red wine on carpets or breaking a television screen. Key cover gives you up to £1,500 for locksmith charges, replacement keys and locks, reprogramming immobilisers and travel costs as well as access to a 24/7 helpline. Total contents cover is £60,000 with Bronze, rising to £75,000 with Silver and £100,000 if you choose Gold.
Buildings & contents insurance review
We appreciate you taking the time to bring this to our attention. This is something that we are going to investigate with Go.Compare directly but as always, feedback from our customers is the most valuable way to improve our services. Customer services have always been easy to get hold of and helpful when contacted.
Then you need ring insurance make claim. Last April I had a leak in my shower upstairs and today I am still waiting for someone to come and replace my damaged tiles and laminate floor downstairs where the water leaked in to. Hi, I have made a claim last April and still in dispute with them. If you haven't already, please seriously consider someone else and this goes out to everyone else considering Policy Expert.
Policy Expert Buildings & Contents Insurance: What's Covered?
The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Borrow up to £750,000 and read guides to help you to secure the financing that's right for your business. But, on the other hand, they do a gorgeous line in chocolate covered crispy balls . So if I cut down the ceiling and tell you which pipe you come out. But that will only to stop the leak.
After waiting for an hour for my call to be answered, I was told that my cover is only for plumbing and doesn't cover electrics. This policy, I declare is not fit for purpose. In the few emergencies I've had in the past, the service has always come to my rescue. Will not be renewing my policy with Policy Expert next year. While they do vary, it’s also good to know that Policy Expert buildings insurance policies come with decent levels of alternative accommodation cover.
Travel Insurance
For certain things like business equipment, you’ll find there’s a significantly higher level of cover if you choose Gold, which in this case allows you to claimup to £5,000. Purchasing a home insurance on the policy expert website was very straight forward, easy to understand the wordings and did not have to answer too many questions. Customer service was very helpful. The on-line process to get a quote was long and detailed but easy to follow. Having accepted the quote, payment was simple. The policy documents can be downloaded.
Policy Expert’s Gold and Silver home insurance can give you particularly high levels of cover for buildings, at up to £1 million. However, the £600,000 of buildings cover you get with Bronze will still be more than enough for most people. It’s worth noting that Policy Expert will guarantee all repair work on your home for 12 months. Mixed messages from customer service and your cancellation policy is shocking.
Nothing of course but I've voted with my wallet and gone with the Halifax. After cashback it's £50 cheaper than the Saga renewal quote and only a few quid dearer than Policy Expert. Just hope that the Lloyds banking group are a bit more choosy where they do business with my money.
So, you’ll have somewhere to stay should the worst happen, like fire or flood. Policy Expert offers three types of home insurance - buildings insurance, home contents insurance, or buildings and contents insurance combined. Buildings insurancecovers you against damage and loss to your building, including outbuildings, exterior and interior walls, roofs and flooring. Contents insuranceprotects you against loss, damage or theft of your belongings.
"I had some damage from a storm this winter. After making the initial claim which was contracted out to Trinity Claims. I heard nothing for several weeks." We don't as a general policy investigate the solvency of companies mentioned , but there is a risk any company can struggle and it's rarely made public until it's too late . Leak in ceiling water pouring through. Ok 8f you can't see we won t send.
I regret giving you my business and will definitely never recommend. Changed our home insurance and did the usual comparison website trawl through and Policy Expert, although not the cheapest, did offer better value for money. Called them and spoke to a human! Quick and concise information and answered all my questions. No hard sell which was refreshing. Also asked me questions to ensure I had the right product.
I found the process of arranging my home insurance very straightforward and easy to follow. I ended up with more cover than my old insurance for under half the cost. Good cover at very competitive price. Had a claim two years ago and dealt with very effectively with negligible impact on premium. From policy wording to claims and repairs, we’re on a mission to make Insurance for people like you.
They have done nothing absolutely NOTHING!!!!! Please please please DO NOT USE THIS COMPANY. Find out what you really need to know, plus easily compare prices from hundreds of deals, no matter what insurance you need. Policy Expert offer a diverse range of policies, focusing on customisability. This means that you can select the level of coverage that you need from your policy and then adapt this with a range of add-ons to ensure that it is tailored to your exact needs.
I also have my house and contents ins through them too. I had never heard of Policy Expert but was recommended by a friend who is very thorough about these things, so I thought I would ring for a quote - nothing to loose. The call handler was friendly & knowledgeable & patient with my many questions. The quote was extremely competitive & throughly explained.
Quickly compare over 3 dozen UK insurance providers, including Policy Expert. They've then got you on their database and can send you offers for years on more lucrative insurance products. Living in a high-risk flood area can come with high insurance costs - that's why the Flood Re Scheme was created.
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